The Power of Optimism, by Andy Dzurinko, CLU, ChFC

Andy Dzurinko, CLU, ChFC, is the Eternal Optimist. He shares his enthusiasm and optimism with everyone he meets. Andy grew up in Monessen, Pennsylvania, just outside of Pittsburgh. He has more than twenty years of experience with American United Life Insurance Company as a training director, regional vice president of agencies, general agent, and agent. He has qualified for the Century Club, Million Dollar Round Table, and National Quality Award. Andy is a past executive director of the Arizona Governor's Council on Health, Physical Fitness, and Sports and president of the Frank Kush Youth Foundation.

A former teacher and football coach at the high school and college level, he spent time as an assistant coach at Brown University and Williams College. Andy received a Bachelor of Arts from Bucknell University and a Master of Education from the University of Pittsburgh. A Vietnam veteran, he ran his first marathon February 19, 2000.

August J. Aquila, Ph.D., MBA, is the author of three books and an internationally known consultant and speaker to the accounting and financial services profession. He has more than twenty years of experience.